Crypto Card · Turkey

The crypto card
for Turkey.

Turkey has one of the highest crypto-adoption rates in the world. As the lira loses value, millions of Turks hold USDT and other stablecoins to protect their savings — and XSPA lets them spend that crypto directly, anywhere, without converting back to lira first. Fund the XSPA Visa card with crypto and spend it anywhere Visa is accepted — online, in stores and at ATMs, at just 1.99% per top-up, with no bank account needed.

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Fee1.99%

Where200+ countries

Bank neededNo

Protect value in USDT and spend it

Holding stablecoins to hedge against lira depreciation only helps if you can use them. The XSPA card turns your USDT into everyday spending — groceries, bills, travel — at a 1.99% fee, far below what exchanges and money-changers charge in Turkey.

How it works in Turkey

From crypto to spending in minutes.

1 · Top up

Load the XSPA card from your wallet with BTC, ETH, SOL, USDT, USDC, BNB, POL or TRX.

2 · Auto-convert

Your crypto converts to fiat at a near-market rate the moment you pay.

3 · Spend anywhere

Tap, shop online or withdraw cash — anywhere Visa works.

Why XSPA works for people in Turkey

Beat local fees

1.99% per top-up — far below exchange and money-changer spreads.

No bank needed

Funded by crypto, not a bank account or credit check.

Stablecoin ready

Hold and spend USDT/USDC to sidestep local currency swings.

Receive from abroad

Get money from family overseas in crypto and spend it directly.

Cash at ATMs

Withdraw up to $1,500/day, locally and worldwide.

Family cards

One verification unlocks 5 physical + 5 virtual cards to share.

Top up with the crypto you hold

Frequently asked questions

Can I get a crypto card in Turkey?

Yes. The XSPA Visa card is funded with crypto and works anywhere Visa is accepted, including Turkey. You complete a standard KYC verification, then fund the card from your wallet — no local bank account needed.

Can I spend USDT in Turkey?

Yes. Load USDT (or USDC) onto the card and it converts to local currency automatically when you pay, so you can spend stablecoins on everyday things in Turkey.

What does it cost?

Just 1.99% per top-up — one of the lowest fees anywhere, with no hidden conversion markup.

Do I need a bank account?

No. The card is funded directly by crypto, with no bank account or credit check required.

Can I receive money from abroad in Turkey?

Yes. Family or clients can send you crypto, and you spend it directly on your XSPA card or withdraw cash at an ATM — usually faster and cheaper than a traditional remittance.

The crypto card
for Turkey.

Protect value in USDT and spend it