Spend your crypto.
Anywhere. Instantly.
Convert your digital assets to fiat in real time and use them for everyday purchases. Choose virtual or physical — both globally accepted.
How it works
Start your XSPA journey
in three simple steps.
Verify & KYC
Create a verified XSPA Wallet and complete KYC to start your crypto-to-fiat journey.
Choose your card
Select the card type that fits your lifestyle — virtual, physical, or both.
Top-up & spend
Load funds using USDT, USDC, and spend anywhere that accepts fiat.
Features
Key benefits of using XSPA Card.
Low transaction fee
Only 1.99% per transaction — one of the lowest globally.
Secure & compliant
KYC, AML, and full regulatory standing across every transaction.
Instant conversion
Crypto auto-converted to fiat at the moment you swipe — no delay.
Prepaid & flexible
Load multiple cryptocurrencies and spend instantly anywhere.
Global acceptance
Use your card anywhere fiat is accepted, in 200+ countries.
Referral program
Earn $15 for every friend who signs up and activates their card.
Top up
Top-up with your crypto.
Load your XSPA Card with multiple cryptocurrencies. Automatic conversion to fiat for real-world spending.
Your wallet
XSPA Card
Spend anywhere
Referral program
Bring your friends.
Earn $15 each time.
Share XSPA with the people you trust. When they sign up and activate their card, you unlock $15 — credited automatically. The more friends you refer, the more you earn.
One member.
Five cards. One household.
Manage spending across your whole family from a single XSPA account. The primary holder unlocks up to 5 additional cards — each tied to its own family member, with shared visibility and individual control.
Up to 5 linked cards
Issue cards to your partner, parents, or children — all under one verified account.
Individual limits & controls
Set spending caps per card, freeze instantly, and review activity in real time.
One verified account
The primary holder completes KYC once — every linked card inherits the same trust.
Why use XSPA
Built on trust.
Powered by encryption.
Your crypto deserves real-world utility — and your peace of mind. Instant conversions, seamless spending, and an ecosystem that grows every time you swipe.
Compliance
Compliance & prohibited use.
The XSPA Card must be used responsibly and in compliance with all applicable laws.
Fraud & money laundering
Any fraudulent activities or money laundering attempts are strictly prohibited.
Illegal gambling
The card cannot be used for unauthorized gambling or betting activities.
Regulatory violations
All activities must comply with local and international regulations.
Sanctioned transactions
No transactions with sanctioned countries, entities, or individuals.
Violation consequences
Breaches of terms result in immediate action.
- Immediate card suspension or termination
- Account freezing & fund holds pending investigation
- Reporting to authorities & law enforcement
- Legal action and potential prosecution
FAQ
Frequently asked questions.
Everything you need to know about the XSPA Card.
How long does KYC verification take?
What cryptocurrencies can I use to top-up?
What are the transaction fees?
What happens if I lose my card?
Can I use my card internationally?
Are there spending limits?
Is my crypto safe?
Get your XSPA Crypto Card.
Start spending crypto today. Virtual or physical. Secure, compliant, and globally accepted.
Download app →