XSPA Card · Now accepting applications

Spend your crypto.
Anywhere. Instantly.

Convert your digital assets to fiat in real time and use them for everyday purchases. Choose virtual or physical — both globally accepted.

USDT
$
XSPA
•••• •••• •••• 4242
VALID THRU 12/29
VISA
1.99%
Transaction fee
200+
Countries supported
24/7
Real-time conversion
Top-ups in crypto

How it works

Start your XSPA journey
in three simple steps.

Verify & KYC

Create a verified XSPA Wallet and complete KYC to start your crypto-to-fiat journey.

Choose your card

Select the card type that fits your lifestyle — virtual, physical, or both.

XSPA
VISA
XSPA
VISA
* * * * * * * * * * * * * * * *
VALID THRU **/**

Top-up & spend

Load funds using USDT, USDC, and spend anywhere that accepts fiat.

PAID ✓
$24.50

Features

Key benefits of using XSPA Card.

Lowest in the industry
1.99%
per transaction
3.50%
Industry avg
4.99%
Other cards
KYC verified
AML compliant
Bank-grade
T
USDT
Tether
100.00
$
USD
Fiat ready
$99.84
Conversion time ~80ms
XSPA
Card Balance
$1,247.50
VISA
T
USDT topped up
+ $500
$
USDC topped up
+ $250
200+
Countries supported
XSPA
$15 per friend
Refer & earn — unlimited
Hover or tap to explore

Low transaction fee

Only 1.99% per transaction — one of the lowest globally.

Secure & compliant

KYC, AML, and full regulatory standing across every transaction.

Instant conversion

Crypto auto-converted to fiat at the moment you swipe — no delay.

Prepaid & flexible

Load multiple cryptocurrencies and spend instantly anywhere.

Global acceptance

Use your card anywhere fiat is accepted, in 200+ countries.

Referral program

Earn $15 for every friend who signs up and activates their card.

Top up

Top-up with your crypto.

Load your XSPA Card with multiple cryptocurrencies. Automatic conversion to fiat for real-world spending.

Your wallet

Crypto loaded

XSPA Card

Auto-converted

Spend anywhere

Globally accepted
BTC
Bitcoin
Ξ
ETH
Ethereum
SOL
SOL
Solana
T
USDT
Tether
$
USDC
USD Coin
BNB
BNB
BNB Chain
MATIC
Polygon
TRX
TRX
Tron
8 networks supported · Instant conversion at competitive rates · More coming soon

Referral program

Bring your friends.
Earn $15 each time.

Share XSPA with the people you trust. When they sign up and activate their card, you unlock $15 — credited automatically. The more friends you refer, the more you earn.

1
Share your link with friends and family.
2
They sign up & verify — KYC and card activation.
3
You earn $15 — credited automatically to your account.
$15
Per successful referral
Unlimited
Referrals per user
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👤
👤
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👤
You
Family Package

One member.
Five cards. One household.

Manage spending across your whole family from a single XSPA account. The primary holder unlocks up to 5 additional cards — each tied to its own family member, with shared visibility and individual control.

Up to 5 linked cards

Issue cards to your partner, parents, or children — all under one verified account.

Individual limits & controls

Set spending caps per card, freeze instantly, and review activity in real time.

One verified account

The primary holder completes KYC once — every linked card inherits the same trust.

Apply for Family Package →
1 5 cards
XSPA
Partner
VISA
XSPA
Sibling
VISA
XSPA
Parent
VISA
XSPA
Child
VISA
XSPA
Family
VISA
XSPA
Primary
•••• •••• •••• 4242
VALID THRU 12/29
VISA

Why use XSPA

Built on trust.
Powered by encryption.

Your crypto deserves real-world utility — and your peace of mind. Instant conversions, seamless spending, and an ecosystem that grows every time you swipe.

KYC/AML compliant
Regulated operations
Bank-level security
End-to-end encryption
Real-time monitoring
Biometric auth
Global standards

Compliance

Compliance & prohibited use.

The XSPA Card must be used responsibly and in compliance with all applicable laws.

Fraud & money laundering

Any fraudulent activities or money laundering attempts are strictly prohibited.

Illegal gambling

The card cannot be used for unauthorized gambling or betting activities.

Regulatory violations

All activities must comply with local and international regulations.

Sanctioned transactions

No transactions with sanctioned countries, entities, or individuals.

Violation consequences

Breaches of terms result in immediate action.

  • Immediate card suspension or termination
  • Account freezing & fund holds pending investigation
  • Reporting to authorities & law enforcement
  • Legal action and potential prosecution

FAQ

Frequently asked questions.

Everything you need to know about the XSPA Card.

How long does KYC verification take?
KYC verification typically takes 24–48 hours after submitting the required documents. You'll receive an email once verification is complete.
What cryptocurrencies can I use to top-up?
You can top up using stablecoins like USDT and USDC. More options coming soon.
What are the transaction fees?
Fees vary depending on the type of transaction and currency used. Exact fees will be shown before final confirmation.
What happens if I lose my card?
You can freeze your card instantly from the app and request a replacement.
Can I use my card internationally?
Yes — your card works globally wherever major card networks are accepted.
Are there spending limits?
Spending limits depend on your KYC verification level and local regulations.
Is my crypto safe?
Funds are protected using multi-layer security, cold storage, and encrypted systems to ensure maximum safety.
Get yours

Get your XSPA Crypto Card.

Start spending crypto today. Virtual or physical. Secure, compliant, and globally accepted.

Download app →
No credit card required · Early access perks included
XSPA
•••• •••• •••• 4242
VALID THRU 12/29
VISA