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Hold Tether (USDT) but can't spend it? The XSPA Visa card lets you load USDT and pay anywhere Visa is accepted — online, in stores, and at ATMs. Your stablecoins convert to fiat the moment you pay, with just a 1.99% top-up fee.
USDT is the world's most-used stablecoin — perfect for protecting value against inflation. XSPA makes it spendable. Load USDT to your card and use it like cash, anywhere.
USDT is pegged to the US dollar — no volatility between topping up and spending.
Top up with USDT on Ethereum, Tron and more — use the network with the lowest fees.
One of the lowest fees anywhere, versus 3.5%–4.99% on many cards.
Fund straight from crypto. No bank, no credit check.
Accepted in 200+ countries, plus ATM withdrawals up to $1,500/day.
Get paid in USDT directly through XSPA, without an exchange taking a cut.
If your local currency is losing value, holding and spending USD-pegged stablecoins is a practical hedge. XSPA gives you a compliant, low-fee way to keep value in USDT and still pay for everyday life.
Yes. You load USDT onto the XSPA Visa card; it converts to local fiat automatically when you pay, so merchants are paid normally while you spend your stablecoins.
You can top up with USDT across multiple chains (such as Ethereum/ERC-20 and Tron/TRC-20). Pick the network with the lowest transfer fees for you.
Just 1.99% per top-up — no hidden conversion markup on top.
The XSPA card works anywhere Visa is accepted — over 200 countries. Availability of the card itself depends on your region's KYC eligibility.
Experience fast, secure, and borderless payments. Send and receive money globally with just a few taps.