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Selling on an exchange means fees, waiting days, and sometimes a frozen withdrawal. With XSPA you cash out by simply spending — or pull physical cash at an ATM — straight from your crypto, no exchange in the middle.
Traditional cash-outs go: sell crypto → wait for the trade → withdraw to a bank → wait again → pay fees at each step. Exchanges also take a spread on the rate. It's slow and expensive.
Use the XSPA Visa card and your crypto converts to fiat at checkout — effectively cashing out every time you pay.
Take out up to $1,500 a day in physical cash from ATMs worldwide.
Get paid directly through XSPA instead of routing money through an exchange or remittance service.
Exchanges and money-changers take heavy cuts on conversion. XSPA gives you a near-market rate with a flat 1.99% top-up fee — so more of your money stays yours.
Use the XSPA Visa card. Spending it converts your crypto to fiat at the point of sale, and you can withdraw physical cash at ATMs — no exchange trade or bank transfer required.
Up to $1,500 per day at ATMs worldwide, anywhere Visa is accepted.
Usually, yes. Exchanges and money-changers take a spread plus fees; XSPA uses a near-market rate with a flat 1.99% top-up fee.
There's no multi-day withdrawal wait. You spend or withdraw in real time, and receiving money through XSPA takes minutes rather than days.
Experience fast, secure, and borderless payments. Send and receive money globally with just a few taps.