Crypto Card · Nigeria

The crypto card
for Nigeria.

Nigeria is a global leader in peer-to-peer crypto trading. With naira volatility and tight limits on international card spending, a crypto-funded Visa card is a practical way to pay for online services and receive money from abroad. Fund the XSPA Visa card with crypto and spend it anywhere Visa is accepted — online, in stores and at ATMs, at just 1.99% per top-up, with no bank account needed.

Get the card →Explore the card

Fee1.99%

Where200+ countries

Bank neededNo

Pay internationally without naira limits

Many Nigerian cards are capped or blocked for international payments. The XSPA card is funded by your own crypto, so you can pay for global subscriptions, shopping and travel — and receive remittances directly, skipping heavy transfer fees.

How it works in Nigeria

From crypto to spending in minutes.

1 · Top up

Load the XSPA card from your wallet with BTC, ETH, SOL, USDT, USDC, BNB, POL or TRX.

2 · Auto-convert

Your crypto converts to fiat at a near-market rate the moment you pay.

3 · Spend anywhere

Tap, shop online or withdraw cash — anywhere Visa works.

Why XSPA works for people in Nigeria

Beat local fees

1.99% per top-up — far below exchange and money-changer spreads.

No bank needed

Funded by crypto, not a bank account or credit check.

Stablecoin ready

Hold and spend USDT/USDC to sidestep local currency swings.

Receive from abroad

Get money from family overseas in crypto and spend it directly.

Cash at ATMs

Withdraw up to $1,500/day, locally and worldwide.

Family cards

One verification unlocks 5 physical + 5 virtual cards to share.

Top up with the crypto you hold

Frequently asked questions

Can I get a crypto card in Nigeria?

Yes. The XSPA Visa card is funded with crypto and works anywhere Visa is accepted, including Nigeria. You complete a standard KYC verification, then fund the card from your wallet — no local bank account needed.

Can I spend USDT in Nigeria?

Yes. Load USDT (or USDC) onto the card and it converts to local currency automatically when you pay, so you can spend stablecoins on everyday things in Nigeria.

What does it cost?

Just 1.99% per top-up — one of the lowest fees anywhere, with no hidden conversion markup.

Do I need a bank account?

No. The card is funded directly by crypto, with no bank account or credit check required.

Can I receive money from abroad in Nigeria?

Yes. Family or clients can send you crypto, and you spend it directly on your XSPA card or withdraw cash at an ATM — usually faster and cheaper than a traditional remittance.

The crypto card
for Nigeria.

Pay internationally without naira limits