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Experience fast, secure, and borderless payments. Send and receive money globally with just a few taps.
No bank account? No problem. The XSPA Visa card is funded entirely by crypto — no bank, no credit check, no lengthy approval. Get a virtual card instantly and a physical card shipped to your door.
Hundreds of millions of people are underbanked or locked out of clean payment rails. If you hold crypto, you don't need a traditional bank to spend it — XSPA gives you a real Visa card backed by your own crypto.
Fund the card directly from your XSPA crypto wallet.
Approval is based on KYC identity verification, not credit history.
Start spending online the moment you're verified.
A matte-black Visa Business card shipped to your address.
Among the lowest top-up fees in the world.
Spend in 200+ countries and withdraw cash at ATMs.
People without easy access to banking, frequent travellers, freelancers paid in crypto, families sharing one verified account, and anyone who'd rather spend their crypto than sell it.
Yes. The XSPA card is funded with crypto, not a bank. You don't need a bank account to get or use it.
No credit check. You complete a standard KYC identity verification, and your spending is funded by the crypto you load.
The virtual card is available instantly after verification, so you can pay online right away. The physical card is shipped to your address.
A government ID for KYC, and crypto to fund the card. That's it — no proof of income or bank statements.
Experience fast, secure, and borderless payments. Send and receive money globally with just a few taps.